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What is Slice Card? How to Apply for Slice Card Lifetime Free Credit Card Online – Eligibility and Documents

In today’s time, most people have a credit card to meet their needs in case they do not have money in an emergency. After which, after fulfilling your need, you pay that card later. But this type of card is only for those who have good CIBIL score and bank balance. But those people who are students or unemployed, and do not have any source of income, or are doing work like labor work. Banks do not issue credit cards to such people. But in today’s time, India is progressing every day, and some new product keeps getting launched, which everyone can use.

Another such thing has been launched, which is called Slice Card. Anyone can get this smart card, it is exactly like a credit card, which you can use to meet your emergency needs. But still many people are not aware about Slice Card. In this article, we are giving you information about what is Slice Card and how to apply Slice Card Lifetime Free Credit Card Online and information about eligibility and documents.

What is Slice Card?

This is a kind of digital financial institution, which provides credit limit on its card online. In Slice card, a person is provided a credit limit ranging from Rs 10 thousand to Rs 10 lakh. Apart from this, you are also given the facility to modify and make credit card. This card is absolutely free, for which no charge is required. According to Slice Pay, this card has been kept in the category of lifetime free credit card. The card holder will not need to pay any fee to maintain this card.

Slice Credit Card Eligibility

  • The age of the applicant for Slice Credit Card should be more than 18 years.
  • Freelancers, working professionals or anyone interning in a company can also apply for the Slice Credit Card.
  • Credit score is not required for this card.

Slice Credit Card Documents

  • Aadhar Card
  • Driving License
  • PAN Card
  • mobile number linked to aadhaar
  • Email ID.

Slice Credit Card Benefits

  • In Slice Credit Card, the card holder is given a credit limit of Rs 10 thousand to Rs 10 lakh.
  • In Slice Card, the customer is given the facility of Instant Loan, due to which you get the loan in a short time.
  • With Slice Credit Card, if you shop from e-commerce websites like Amazon, Flipkart, Myntra, you get 2% cashback.
  • This credit card can be used offline anywhere, in which you can get cashback up to 1%.
  • You can easily transfer your money to your bank account or Paytm wallet using Slice Card, for this you just have to pay a small charge.
  • If you do online shopping from a popular website, you get the facility of No Cost EMI.
  • You can divide any of your big bills into EMIs of 3 months, for which there is no extra charge.

Slice Credit Card Hidden Charges

  • As per the claim made by Slice Credit Card, there is no charge on Slice Credit Card, it is lifetime free.
  • In this you can apply with zero application fee.
  • There is no annual maintenance fee.
  • Credit card delivery is also free.
  • On late payment, a charge of Rs 35 per day or 30% (maximum Rs 2000) has to be paid.
  • A discount of Rs 200 will be given on each billing for transactions of less than Rs 4000 at the fuel station.
  • No additional charges are taken for bill payment through UPI.

Read this also :- What is Swift Code? Full form of SWIFT. How to know Swift Code of bank?

Apply Online for Slice Credit Card (Slice Card Lifetime Free Credit Card Online Apply)

  • First of all, go to Play Store of your mobile phone and download Slice Mobile Application.
  • Open the app and sign in with your email or Google Account.
  • After this enter your mobile number, enter the OTP that will come on your mobile number.
  • After this enter First and Last Name.
  • You will see 3 categories, Student, Salaried Person and Freelancer.
  • Choose any one from these and click on Let’s Go.
  • If you are a student, then click on Student and fill other information.
  • Here you have to fill the name of the college along with personal information like: college ID, graduation information (if done), parent’s occupation and your address.
  • After this you have to add your college friend.
  • After this, information about documents like: Aadhar card number, PAN card number and permanent address have to be filled.
  • After this, open the front camera and upload the selfie.
  • Fill the form in this way and at last tick the box next to I Agree and put your signature.
  • In this way your application gets submitted, the verification of which takes at least 1 hour.
  • Your Slice Credit Card will be sent to your address within 7 days, for which no delivery charges will be levied.

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What is Swift Code? Full form of SWIFT. How to know Swift Code of bank?


Swift Code: In today’s digital era, transferring money and asking for money is a common thing. Whereas a few years ago, to transfer money one had to go to the bank and fill a form, which took a lot of time. But today people can do this work with their smartphones in just a few seconds. You might know many people whose family members work abroad and they also send money from there. Now a question might be coming in your mind, how does money from abroad reach India?

Actually, all this is the wonder of Swift Code, due to which you can send and receive money to any corner of the world. What is Swift Code, along with giving information about the full form of SWIFT, how to know the Swift Code of the bank here? It is being told about this.

What is Swift Code?

Swift code is used in international transactions. It is also called BIC Code, whose full name is Bank Identifier Code. This code is used to identify the bank and bank branch. This is exactly the same way as we use IFSC Code while doing domestic transactions i.e. within our country.

SWIFT code is an 8 or 11 digit international bank branch code or ID. It is a messaging network used by a financial institution to send messages securely. In simple words, it is used for international financial transactions.

Although some people consider IFSC Code and Swift Code to be the same, whereas both are completely different from each other. For your information, let us tell you that IFSC Code is used in home transactions. Whereas Swift Code is used in International Banking.

Full form of SWIFT (Swift Full form in English)

Before giving information about Swift Code, let us tell you about its full form. The full form of Swift is “Society for Worldwide Interbank Financial Telecommunication”. Swift Code is also known as ISO 9362, BIC Code. This code is certified by ISO International Organization for Standardization.

How many digits is the Swift code?

Swift code is of 8 to 11 digits, which includes complete information about any one bank like the branch of the bank, which country the bank belongs to, what is the location of the bank etc. Through this code, all types of details related to the bank are available. Actually, it is the Unique Identification Code of a bank, which is divided into 4 parts Bank Code, Country Code, Location Code, Branch Code. is.

For example, the SWIFT code of a bank is EBIN-IN-BB-496, understand it like this-

Swift Code – EBIN-IN-BB-496

  • Bank Code – EBIN
  • Country Code – IN
  • Location Code – BB
  • Branch Code – 496
  • Bank Code – In this 11 digit code, the first 4 digits are known as the bank code. These 4 digits tell you which bank you want to send the money to.
  • Country Code – Country code consists of 2 letters. The fifth and sixth characters of the SWIFT code are used for the country code. Through these letters, it is known through these 2 letters which country the bank is in and where the bank is located in which country.
  • Location Code – The third part of Swift code is called location code. Location code is made up of 2 digits or 2 letters. The 7th and 8th digits or letters of the Swift code are called location code.
  • Branch Code- The fourth and last part of Swift Code is called Branch Code. Branch code is of 3 digits, which is made up of numbers or letters.

How to find Swift Code of the Bank

Although Swift code is printed on the bank passbook, if it is not there then you will have to go to the bank branch to get its information. If you do not want to go to the bank branch, then you can find out the Swift code of your bank sitting at home. Its process is as follows-

  • First of all you have to go to Swift Code website https://www.ifscswiftcodes.com.
  • Now the home page will open in front of you, here you will see a window to know the Swift code.
  • In this window, first of all you have to write the name of the bank, name of the state, name of the district and name of the branch.
  • Now the complete details related to the bank will be visible in front of you.

What do 8 and 11 Characters Swift code Mean?

Now this question might be coming in your mind that Swift code at some places is of 8 letters and at some places it is of 11 letters, what does it mean? If a bank branch is located in a regional area, then the SWIFT code of that bank is 11 digits. Actually, the last 3 digits in Swift Kos are added to give information about that area. Apart from this, if it is a branch of the bank, then its SWIFT code is of 8 characters. It does not have the last 3 digits, since it is a nominal branch, hence there is no need to give regional information in it.

What to do if you do not receive Swift Code from the bank branch (Bank Branch Not Receive Swift Code What To Do)
If you have not received the SWIFT code from your bank branch, then you do not need to worry. Because only 1% bank branches in the country have SWIFT code available. Therefore it is available only in major bank branches of major cities. Otherwise, you should not worry too much if you do not get the Swift code. Therefore, whenever you open an account, while choosing the branch, from the names of the branches you will see, you have to see which branch is nearest to you and in which bank SWIFT code is available. You can use it by getting the Swift code from the branch where Swift code is available, in which you will not face any problem.

Using Swift Code

The SWIFT code network has been designed so that treasury and its correspondent transactions can be done easily. But seeing the strength of this messaging system, its use was greatly increased, and at present the Swift system is being used everywhere. The institutions which use this code are as follows:-

  • banks
  • Exchanges
  • Foreign Exchange, Money Brokers
  • Clearing Houses
  • Depositories
  • Brokerage Institutes
  • Trading Houses
  • Asset Management Companies
  • Securities Dealers
  • Corporate Business Houses

SBI Swift Code

You already know that SWIFT code is required to receive money in your account internationally or to send money to any international bank account. These things require Swift code. Just as all banks have SWIFT code to complete international transactions, in the same way SBI Bank also has its own SWIFT code.

Through this code SBI customer can receive international payment in his bank account. Bank SWIFT code consists of 8-11 letters, which contain information about bank code, country code, branch code and location code. State Bank of India is the largest commercial bank of India, which has branches spread all over India. SBI provides a SWIFT code to each of its branches, which can be used by any SBI bank customer.

How to know SBI Bank Swift Code (SBI Bank Swift Code)

If you are a customer of SBI Bank, and you want to know the SWIFT code of your bank branch, then you can know its SWIFT code by going to your bank branch. Apart from this, you can also know the SWIFT code of SBI Bank through online SBI Bank website or other websites available on the internet.

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How to Start Momos Business: Start This Business, There Will Be Crowd Of People, You Will Earn Huge Income.

How to Start Momos Business: Nowadays there are many small businesses which generate good income. Many people want to leave their jobs and start their own business. Food business is also growing very fast in the country. The food should taste good. If you also want to start a low-cost food business, then the business of making momos (How to Start Momos Business) can prove to be the right option.

There is Huge Demand For Momos

The demand for fast food is increasing rapidly in our country. Food corners are open at many places. Who are also earning well. This is a very cheap business (How to Start Momos Business). Due to high demand, it is earning a lot. It does not cost much for this.

It is Important to Make Perfect Momos

The work of making momos can be started from anywhere. If you want, you can earn good income by selling momos online also. For this, it is most important that the quality and taste of your food should be good. If you want, you can hire a cook to make it. Or nowadays ready made momos are also supplied in the shops.

Better Location

Whenever you start your food business, it is most important that its location is right. Either you can run this business online or choose a location where more people visit. If you set up a food stall in crowded places, your earnings will also increase.

Price of Momos

You should also think carefully while deciding the price of momos in your business. The price of momos should be according to the place. A plate of momos is available in the market for Rs 20 to Rs 200. Along with this, you should get information about your competition.

World Savings Day 2023: Start these 4 tasks from Thrift Day today, know the history and importance of today

World Savings Day 2023: Today, on 30 October, World Savings Day 2023 or World Thrift Day is being celebrated all over the world. If you also want to climb the stairs of your financial planning, then today is a good day. Saving is the first step in financial planning. The current geo-political situation is as it is, the world is witnessing two wars, inflation is continuously increasing and the situation may become more difficult in the future, in such a situation it is very important to take care of your financial health. Let us know the important things about this special day and what you can do.

World Savings Day 2023: History

It was started in the year 1934. 29 countries came together in Milan, Italy and the first International Savings Bank Congress was started. After The Great Depression, economies around the world were affected, after which it was started with the aim of instilling a sense of savings and financial security among the people. Initially it was proposed under the name World Thrift Day, Thrifting means spending less. Later it started being celebrated by both the names World Savings Day or World Thrift Day.

World Savings Day 2023: Significance

After the depression and recession, the virtue of saving and thrift was promoted among the people, but after the Second World War, people became more aware about it. People understood the need for financial security, it was necessary to do this for a better living standard, and this is applicable in today’s situation also.

What can you do on World Savings Day 2023

  1. Move towards banking and investment. If you do not have a savings account then open one.
  2. Start small investments. It is not necessary that you have to start with big investment. Post office also has many such schemes, which give you the option to invest money with very small amount.
  3. SIP is also an investment which gives you the option of investing a very small amount and there is a possibility of better returns here.
  4. Teach your children the virtues of savings and thrifting. Discipline regarding money is very important in children and it is very important to have this feeling from a young age. And to teach them, you first need to bring these qualities within yourself.

UPI 123PAY: If You Want to Make UPI Payment Through a Simple Feature Phone With Keypad, Then Just Read What To Do?

UPI 123PAY is an instant payment service that allows feature phone users to access the UPI network and make digital payments directly from their bank accounts using their phones.

In this age of Internet, most people use online payment. Unified Payments Interface (UPI) plays the most important contribution in this. UPI services have also been updated with the changing times. At present, smartphone users as well as people using feature phones can use UPI with the help of 123PAY.

UPI 123PAY is an instant payment feature designed for feature phone users, providing users with a secure and convenient UPI payment experience. This service enables feature phone users to perform different types of transactions using four technology options.

This includes dialing an interactive voice response (IVR) number, second using the app functionality on a feature phone, third using the missed call-based option and fourth making a proximity sound-based payment. With these four options, feature phone users can do secure and convenient digital transactions in many ways. Let us know five important things related to UPI 123PAY, which all feature phone users should know-

Setting up UPI ID

Creating UPI ID on feature phone is a very simple process. For this, first of all users can dial *99# number on feature phone. After this, you can set a secure UPI PIN by selecting the bank and providing necessary details like last six digits of the debit card and expiry date. After completing the setup, the UPI ID will be activated.

Transaction Limit

To increase security and reduce risk, there is a transaction limit in UPI payments on feature phones. For feature phone users, the daily transaction limit is Rs 1 lakh and each transaction limit is Rs 5,000.

4 Technology Options

UPI 123PAY offers four technology options for feature phone users. The first option is IVR number payment, where users can initiate secure calls to pre-defined IVR numbers to complete UPI onboarding formalities.
Feature phone users can also access their bank accounts and make transactions by giving a missed call to the merchant’s number. In this, the transaction is done through callback and UPI PIN entry. Some feature phones come with embedded UPI apps developed with the help of mobile end users (OEMs). These apps provide UPI facility similar to smartphone apps.

Additionally, the proximity sound-based technology solution developed with ToneTag enables contactless and proximity payments using sound waves. In this, the user can make UPI payment by tapping his phone on any merchant’s device and entering his UPI PIN.

Make UPI Payment

Users can dial the IVR number 080451 63666 to initiate UPI payment using the feature phone. After this, you can complete the payment by choosing your preferred language and entering the UPI PIN along with bank, transaction and amount details.

Difference between UPI 123PAY and UPI Lite?

UPI 123PAY is an instant payment service that allows feature phone users to access the UPI network and make digital payments directly from their bank accounts using their phones while UPI Lite is an ‘on-device wallet’ that can be used For this, users first have to transfer money from their bank account to the wallet of the app.

Stocks to Buy: There Will be Profit in These Trades Today, Experts Advised 5 Profitable Deals


Today deals have been advised in Infosys, Bajaj Auto, AB Fashion and Retail, Wipro and Asian Paints. Buying advice has been given in today’s 2 deals. There is advice to sell in 3 deals.

For Friday trading, we have brought for you 5 new profit tips given by experts. Today you can make profitable deals in Infosys, Bajaj Auto, AB Fashion and Retail, Wipro and Asian Paints. Buying advice has been given in today’s 2 deals. There is advice to sell in 3 deals. One deal is about futures. Experts have also advised stop loss for every deal. Please definitely follow this in your investment strategy.

Prakash Gaba’s advice
Share : Infosys
Advice: buyTarget: 1520/1525
Stop Loss: 1490

Manas Jaiswal’s advice
Share : Bajaj Auto
Advice: Sell
Target: 4985
Stop Loss: 5131

Rajesh Satpute’s advice
Share : AB Fashion & Retail (Ft)
Advice: Sell
Target: 205/200
Stop Loss: 221

Prashant Sawant’s advice
Share : Asian Paints
Advice: buy
Target: 3330
Stop Loss: 3205

Ashish Baheti’s advice
Share : Wipro
Advice: Sell
Target: 420
Stop Loss: 433

Investment Tips: Take Investment Tips From Lord Ganesha

Investment Tips: Ganesh ji is here! This 10-day long festival has brought a time of happiness, celebration and reconciliation.

Investment Tips: People not only celebrate the festival in their homes, apart from this it is also celebrated on a grand scale in societies and public pandals. ‘Ganpati Bappa Morya!‘ Slogans and sweet offerings of ‘Modak’ add to the festive and auspicious atmosphere. Lord Ganesha holds a special place in the Hindu tradition. He is known as ‘Vighnaharta’ or the God who removes obstacles. Ganpati Bappa is often prayed before starting anything new.

There are many stories and symbols regarding the form of Lord Ganesha. His elephant head symbolizes wisdom while his large ears stand for listening to everything with intent. His body represents strength and toughness, while his vehicle the rat symbolizes humility. If we look at the idol of Ganapati, we often see that his left tooth is broken. According to mythology, Maharishi Ved Vyas, who wrote the Mahabharata, wanted someone to write this story (Mahabharata), because it comes from his mind. No one on earth was capable of writing at such a fast speed. Therefore, he sought help from Lord Ganesha. Lord Ganesha agreed to help him. Ganesh ji started writing with an ordinary pen. However, his pen broke in the middle of the article. Ganesh ji did not want to stop, he broke his tooth and made it into a pen and continued writing. His dedication and commitment brought to life an important epic in the Hindu tradition.

This story teaches us the power of persistence and dedication without being deterred by any kind of obstacles. Often in investing and in life, we start something with great enthusiasm but stop at the first hurdle or obstacle. For example, every January 1, we take gym membership and soon a lot of things start happening in our lives and we become so busy that the priority of fitness gets left behind. Similarly, we start our investment journey by setting a financial goal, but as soon as the market becomes unstable or falls, we stop our SIP. Even cash out your investments ahead of time. There is a cost to be paid for premature closure of SIP. But just think, what will be the result if we continue going to the gym despite other important tasks or if we continue investing despite market fluctuations? Let’s look at some data to make this clear.

What will happen if someone closes his investment prematurely with every fall in the market? Suppose Mr. Edgi starts a SIP of Rs 2,000 per month on 1 September 2018. Assuming that the investment was in Nifty 50 TR index. There was a big fall in the equity markets in March 2020. Let’s see how Mr. Edgy’s investment looks. Did they redeem their investments at the time of the downturn and invest the corpus in fixed deposits, or did they continue to invest.

If Mr Edgee had continued his SIPs after the volatility of 2020, he would now have a corpus of around Rs 1.76 lakh. This is just a small example that shows consistency can play a big role in your wealth creation story.
So, if we continue going to the gym despite other important tasks or if we continue our investments despite market fluctuations, what will be the result? We will remain healthy and fit with our body and our financial condition will also improve. Keeping this in mind, let us start our investment.

Big Action by SEBI! ₹6 Crore Fine Imposed On DHFL Promoters; Know What Was The Matter


SEBI Action on DHFL Ltd: Security Exchange Board of India (SEBI) has taken a big action. SEBI has decided to take major action and impose fine on the promoters of DHFL i.e. Dewan Housing Finance Limited. SEBI has imposed a fine of Rs 6 crore on the promoters of DHFL Ltd. Securities Exchange Board of India (SEBI) has announced a fine of Rs 6 crore on Kapil Wadhawan, Dheeraj Wadhawan, Rakesh Wadhawan and Sarang Wadhawan and others. Let us tell you that after passing the order on DHFL case, SEBI has now imposed penalty. Apart from this, SEBI has also imposed a fine of Rs 1 lakh on Utkarsh Small Finance Bank.

It was a case of violation of takeover rules

Securities Exchange Board of India (SEBI) said in its order that Kapil Wadhawan, Dheeraj Wadhawan, Rakesh Wadhawan and Sarang Wadhawan and other promoters have violated the takeover rules, due to which a fine of Rs 6 crore has been imposed on them.

Order to pay fine in next 45 days

SEBI said in its order that the promoters’ holdings have been hidden through other companies of the group. SEBI has made this allegation in its order. SEBI also said in its order that all the promoters should deposit this fine amount together or separately within 45 days.

82 page order issued

SEBI said in its 82-page order that Kapil and Dheeraj Wadhawan and other promoters had hidden the names of the three companies Hemisphere Infrastructure India, Galaxy Infraprojects and Developers and Silicon First Realtors. These promoters hold holdings in these three companies in a direct and indirect manner.

Apart from this, SEBI has also imposed a fine of Rs 1 lakh on Utkarsh Small Finance Bank. SEBI said in its order that the bank is accused of not giving disclosure of NCD related matters, in view of which SEBI has imposed a fine of Rs 1 lakh on the bank.